Sally MacLeod

A simple explanation of the key differences between life insurance and AD&D policies.

There are two main types of benefits that can be provided to employees by their employer: life insurance and death in service benefits. Both of these benefits can help employees' families financially if they die while employed. In this article: What are life insurance and death in service benefits? How

Income protection payments are taxable in the UK at the basic rate of 20%. However, there are ways to reduce your income tax liability on these payments. For example, you may be able to claim a tax relief on the premiums you have paid for your income protection policy. Also

A straightforward overview of how long life insurance takes to pay out, the reasons claims are sometimes rejected, and industry statistics on pay out rates.

😕 Struggling to get your head around how life insurance works? You're in the right place.

👀 Can you have more than one life insurance policy? Read on to get the inside track.

As a business owner, it's important to have key person insurance in place in case one of your key employees dies or becomes disabled. Key person insurance can help cover the cost of recruiting and training a replacement, as well as lost revenue. The amount of key person insurance you