The AA Life Insurance Review

Best known for roadside assistance, the AA also offers insurance for individuals - including life insurance.

In this guide:

• The History of The AA
• What Life Insurance policies does The AA offer in the UK?
• How much does Life Insurance from The AA cost at different ages?
• What do customers say about Life Insurance from The AA?
• The pros and cons of The AA Life Insurance
• Claiming from The AA

The History of The AA

The AA is a British motoring organization founded in 1905, which originally provided roadside assistance to members. In the 1970s, the AA expanded its services to include insurance, financial services, and travel services.

Today, the AA provides a range of services to its over 16 million members in the UK, including breakdown cover, driving lessons, car buying advice, and more.

What Life Insurance policies does The AA offer in the UK?

The AA offers two types of life insurance: term life insurance and whole life insurance.

• Term life insurance is a type of life insurance that provides coverage for a specific period of time, usually 10, 20, or 30 years. If you die during the term of the policy, your beneficiaries will receive a death benefit. If you don't die during the term, the policy expires and you (or your beneficiaries) don't receive anything.
• Whole of life insurance is a type of life insurance that provides coverage for your entire life. As long as you pay your premiums, the policy will remain in force. If you die, your beneficiaries will receive a death benefit.

How much does Life Insurance from The AA cost at different ages?

Life insurance from The AA costs:

• £9 per month for ages 18-23
• £12 per month for ages 24-35
• £18 per month for ages 36-45
• £24 per month for ages 46-55
• £36 per month for ages 56 and over

What do customers say about Life Insurance from The AA?

The AA has a Trustpilot score of 4.3/5, with over 12,000 reviews. Customers praise the company for its customer service, but some complain about the cost of the premiums.

The pros and cons of The AA Life Insurance

Pros:

• The AA is a well-known and trusted brand
• The company offers a range of Life Insurance policies to suit different needs
• The policies are easy to understand
• The AA has a good customer service reputation

Cons:

• The cost of premiums can be high
• Some customers have complained about the claims process

Claiming from The AA

The AA paid out 97.5% of all life insurance claims in the 12 months to 31 December 2018. Find out how that compares to the industry average.